Date Posted: 2012-12-26 07:33:26
Site Posted: Myproperty.ph
Lancaster Estates
Diana Townhouse
Lot Area: 60 sqm.
Floor Area: 50 sqm.
HOUSE FEATURES
? 3 Bedrooms
? 2 Toilet and Baths
? Living Area
? Dining Area
? Kitchen Area
? Service / Laundry Area
? Provision for One Car Garage
? Provision for Balcony
HOUSE FINISHES
? Pre-painted long span roofing
? Painted plain cement finish for interior and exterior walls
? Tiled kitchen counter with stainless kitchen sink
? Tiled toilet and bath with ceramic bathroom fixtures
? Plain cement finish for ground and second floors
? Steel casement windows
? Provision for CATV, telephone, and aircondition outlet
SAMPLE COMPUTATION:
(Bank and In-house Financing)
as of June 25, 2012
BANK FINANCING
12.5%DP in 15 months
Total Selling Price: 1,210,000.00
Add: legal and misc fees: 138,560.00 (8%)
Total Package Price: 1,306,800.00
Downpayment: 163,350.00 (12.5%)
Less: Reservation: 10,000.00
Net Downpayment: 153,350.00
Monthly DP: 10,223.33 (in 15 mo.)
IN-HOUSE FINANCING
30%DP in 24 months
Total Selling Price: 1,210,000.00
Add: legal and misc fees: 54,450.00 (4.5%)
Total Package Price: 1,264,450.00
Downpayment: 379,335.00 (30%)
Less: Reservation: 10,000.00
Net Downpayment: 369,335.00
Monthly DP: 15,388.96 (in 24 mo.)
Discounts also full DP payments up to 7.5% off the Total DP / Equity
BANK FINANCING
Total Loanable Amount: 1,143,450.00 (87.5%)
Monthly Amortization
20 yrs: 11,593.97 / mo.
15 yrs: 12,847.00 / mo.
10 yrs: 15,670.20 / mo.
05 yrs: 24,854.36 / mo.
IN-HOUSE FINANCING
Total Loanable Amount: 885,115.00 (70%)
Monthly Amortization
10 yrs: 18,158.80 / mo.
05 yrs: 22,938.66 / mo.
NOTE:
? Reservation is deductible on downpayment
? First equity / DP will start the next month after the reservation
? Move-in on the 16th - 18th month. RFO for 6-9 months (please contact agent for updates)
? Monthly amortization will start after a month after the last downpayment.
? Processing fees includes Transfer of Title for Bank Financing, not included for In-house Financing.
? Prevailing interest rate will apply upon loan takeout
? Bank terms for OFW is upto 20yrs, while locally employed is up to 25 yrs (Metrobank only), 10yrs for In-house.
? Developer will process your loan, tied up with Metrobank
? Developer will provide all documents for signing
? Bank maximum approved years of loan will depend on the age of the buyer (Loan maturity is 60 yrs. old)
CASH PAYMENT SCHEME
(Legal and misc fee and reservation fee not included in the computation of discount)
Great discount on Cash Buyers of upto 10% off
? Typical Selling Price: Php1,210,000.00
? Less: Reservation Fee: Php10,000.00
? Selling Price: Net Reservation fee: Php1,200,000.00
? 10% Discount if paid after 7 days of Reservation date: Php1,080,000.00
? 9.5% Discount if paid after 30 days of Reservation date: Php1,086,000.00
? 9% Discount if paid after 60 days of Reservation date: Php1,092,000.00
? 8.5% Discount if paid after 90 days of Reservation date: Php1,098,000.00
DEFERRED CASH PAYMENT
24 Months Zero (0%) Interest- Pay in 24 months installment without interest
Typical Selling Price: Php1,210,000.00
Legal and Misc Fees (4.5%): Php54,450.00
Less: Reservation Fee: Php10,000.00
Total Package Price: Php1,145,550.00
Monthly Deferred Payment (24 months): Php47,731.25 / monthly
CONTACT FOR FREE SITE VIEWING
Contact Person: Resty F. Gaw / Mariel Tamarion
Website: www.bahayloan.com
Email: sales@bahayloan.com / greathome4us@yahoo.com
Yahoo Messenger / Skype: bahayloan@yahoo.com
Globe: +63-915-9363009
Sun: +63-923-5759455 / +63-933-4884240
Smart: +63-929-1955729
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